For New York employers
Save $813 per employee, per year — without changing your existing health plan.
Ignite Health gives eligible NY employers access to telemedicine, mental health support, prescription coverage, preventive care, and an FSA card — at no out-of-pocket cost to employees, and roughly $813 in average annual payroll tax savings per employee for businesses paying NYS SUTA (and MCTMT where applicable).
Built around IRS Sections 105, 106, 213(d), and 125, with free ACA compliance reporting included.
The 2-minute overview
See how Ignite Health works.
Why NY employers
The New York math is even better.
Federal + New York State + (where applicable) NYC payroll taxes stack — pushing per-employee savings past $813 per year for most NY businesses.
$813+/employee/year
Average NY employer savings on FICA, FUTA, SUTA, and MCTMT combined — funded through the plan structure, not the P&L.
IRS Sections 105, 106, 213(d), 125
Full plan documentation under the federal code sections that govern medical reimbursement and cafeteria plans.
No "double dip"
Reimbursements are backed by bona fide Section 213(d) services and actuarial fair market value — excluded from gross income under IRS 105(b).
Free ACA reporting
Form 1094 and 1095 reporting included at no cost — Part A requirements met affordably.
Audit ready
Proper documentation, notices, and substantiation are in place from day one — full audit readiness.
What's included
A full benefits stack — no out-of-pocket cost to employees.
On-Demand Telemedicine
24/7 access to licensed doctors by phone or video — no appointments, no waiting rooms.
Employee Assistance Program
Confidential, around-the-clock support for emotional wellness, stress, family and relationship concerns, plus legal and financial advice.
Superpower Biomarker Testing
Science-based insights across heart, hormone, metabolic, and immune health — over 100 biomarkers.
Ignite Health App
One wellness hub — track fitness and nutrition goals and access expert resources anytime.
Prescription Drug Coverage
1,200+ commonly used medications, fully covered at 70,000+ pharmacies nationwide.
Preventive Care & Women's Health
Covered annual checkups, cancer and diabetes screenings, immunizations, mammograms, and pap smears.
Supplemental Benefits — Dental + FSA Card
Extra savings go toward a dental plan and a prepaid FSA card employees can use on eligible healthcare purchases.
What employees can buy with the FSA card
- Sunscreen & skincare
- Cold, flu & allergy meds
- Menstrual care
- Prenatal vitamins
- Breastfeeding supplies
- Copays & deductibles
- Therapy & mental health visits
- Blood pressure monitors
- Prescription glasses & contacts
- First aid & PPE
Works alongside your existing plan
Same coverage. More support. Greater value.
Complements, doesn't replace
Ignite Health works alongside your current medical plan — same coverage, more support, greater value.
Start mid-year
No need to wait for renewal. Implementation is independent of your insurance renewal date.
Reduce future claims
More preventive care and earlier intervention typically means better outcomes and potentially lower claims over time.
Common questions from NY employers
Straight answers.
Ready when you are
Start the HR Connect × Ignite Health path.
Get your free New York benefits assessment, or book directly with Ignite Health if you're ready now.